Terms Loans made fast and easy
From planned investments to urgent needs, our term loans provide the capital and structure your business needs to move forward with confidence.
$10k to $500k
loan amounts – easier than
ever before.
Automatic
daily or weekly payments – hassle-free process.
60 months
repayment terms, flexible as you need them.
Lowest rates
in the industry. Only worry about growing.
What is a term loan and how does it work?
A term loan provides your business with a lump sum of capital that you repay over a fixed period, typically with consistent monthly payments. It’s a straightforward financing option designed for larger investments or specific business needs.
Unlike a line of credit, which offers flexible access to funds over time, a term loan delivers all funds upfront — making it ideal for funding projects, purchasing equipment, or expanding operations. At LendingPointSolutions, we offer competitive rates, clear terms, and repayment schedules that align with your goals. It’s a reliable way to invest in your business without disrupting your cash flow.
Get the best use of funds from our
working capital products.
Same-day funding
With Capital Gurus you could get funds in your bank account by 5:00 pm the same day.*
Pre-payment benefits
Pay your loan off early in full and have all remaining interest waived without any penalty or fee.*
Build business credit
Help build your business’s credit by making on-time payments, which we report to bureaus.
Predictable, fixed payments
Pay the same amount on time, so you can manage your cash flow with no surprises or large costs up front.
Are we a match?
1 year
in business, at least.
625+
personal FICO score.
$100k+
in gross annual revenue.
US-based
bank account.
Trusted by Thousands of Entrepreneurs Nationwide
Loans Funded
Total Users Served
Capital Distributed
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We’ve worked on over 200 projects with 150+ clients
